FundMyHome.org helps Homebuyers with 580 Credit Scores, Nevertheless, all Down Payment Assistance Recipients who onboard with less than 680 Credit Scores will be directed to enroll in our Credit Supplement Program before they are moved to the Preferred Lender's Processing Department.
The Lender's Processing Department will then monitor the Homebuyer's progress with said Credit Supplements; this is typically a 2 - 3 weeks process. After that, all Homebuyers will be assisted regardless of what results come back from the Credit Supplement providers.
Credit Supplements are meant exclusively for Homebuyers who:
*** want to restructure their Student Loans,
*** want the removal of items listed in the DO NOT PAY LIST,
*** have less than 680 Credit Scores,
*** wish to increase their Credit Scores by hiring the services of Credit Supplement providers who insert Alternative Credit History such as Rental Payment History, Utilities Payments History, etc. on Credit Reports.
*** FundMyHome.org cannot and does not guarantee the services of Credit Supplements Providers,
*** FundMyHome.org cannot and does not guarantee the successful restructuring of Student Loans,
*** FundMyHome.org cannot and does not guarantee the removal of items listed in the DO NOT PAY LIST.
The Costs of Credit Supplements is paid directly to Service Providers out of Buyer's own Funds:
***Report 2 Years of Rental History. Individual ($145.00) with spouse ($170.00) www.MyFES.net/CBurattini
***Report Utilities Payment History ($36.00). Our Preferred Lender will enroll you
***Report Mobile Phones Payment ($36.00). Our Preferred Lender will enroll you.
***Report Car Insurance Payment History ($36.00). Our Preferred Lender will enroll you.
The approximate cost of Restructuring Delinquent or Defaulted Student Loans is typically $750.00. This fee is currently being waived; this fee is currently $0.00 Our Preferred Lender will enroll you.